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How to Pay PTPTN using JomPAY

A young lady use his laptop with wording pay your PTPTN using JomPay.

Do you know that you can pay your PTPTN study loan by using JomPAY?

If you have never heard of JomPAY before, it is a national initiative to help businesses collect payments from customers at a lower cost.

For customers and end-users, it saves a lot of time and money when they choose to pay their utilities through JomPay.

So, how you can pay your PTPTN using JomPAY?

First, you must have online banking. Because JomPAY is connected to your online banking.

You don’t need to register with JomPAY for a JomPAY account. Because once you log in to your online banking, you will be able to see JomPAY. In most cases, under the payment menu.

In other words, JomPAY is the ‘middle person’ who helps us to collect and consolidate our payments.

Read more: How to pay PTPTN with EPF savings?

Why should you use JomPAY?

Now, the reason why you should choose JomPAY to pay your PTPTN instead of other methods is that it is free of charge.

Previously, I pay my PTPTN repayment using my Public Bank online banking by deducting the payment from my savings account. There were charges of RM1 per transaction.

To save on the transaction fees, I usually, made a few payments in advance.

This means that I make my PTPTN repayment quarterly instead of monthly.

Read more: How to make a full PTPTN study loan settlement?

How to pay PTPTN using Jompay?

So, how to make PTPTN repayment through JomPAY?

Actually, it is easy and simple. Further details as below:

  1. For any payment through JomPAY, you need to have the 3 details below:
    • Biller Code
    • Ref-1
    • Ref-2.
    • You can easily get these 3 details on the PTPTN-JomPay website. You just need to key in your NRIC number without dash ‘-‘ (XXXXXXXXXXXX). Then, you will be able to see these 3 details. Each PTPTN borrower’s details are unique. Make sure you only use your details for your payment. If the wrong details are entered, the payment will not be reflected in your PTPTN statement.
  2. Log in to your online banking. The majority of banks in Malaysia have JomPAY for their online banking. Look for the JomPAY menu.
  3. Key in the 3 details (Biller Code, Ref-1 and Ref-2). Make sure you double-check and enter the correct details.
  4. Choose to pay from which account: saving account, current account or credit card.
  5. Key in the amount you wish to pay.
  6. Complete the transaction.
  7. Don’t forget to save the details as Favourites, so that you will don’t need to enter this 3 information again for your next payment.

That’s it. With the steps above, you’ve successfully made your PTPTN payment using JomPAY.

Read more: PTPTN Repayment: How to check PTPTN pin number or nombor pinjaman?

Final thoughts

In summary, it is pretty easy to pay PTPTN using JomPay. Besides, there is no additional cost incurred.

On the other note, I would like to suggest all of us get familiar with JomPAY.

Because most probably, in the near future, we will use JomPAY as a payment channel as it saves cost and no transaction fees involved.

Finally, let’s do our part as good citizens by paying our PTPTN study loan on time.

2 thoughts on “How to Pay PTPTN using JomPAY”

  1. hi, normally how long does it take for jompay to process the payment? and when will it appear the deduction in ptptn statement?

    1. Hi Aishah,

      Apologise for the late reply. Your message went to my spam box.
      For PTPTN payment through JomPAY, it takes up to 3 working days.
      You may refer to the details on the PTPTN website.

      Make sure you entered the correct Biller code and Ref-1. Hope this helps.

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