Browsing: Good Sharing

Make Money Online: Involve Asia Publisher referral program

Involve Asia Website

Have you heard of Involve Asia? Involve Asia is a portal that connect advertisers to publishers through advertising solutions. It gives publishers opportunities to earn commission through products recommendation and review. For example, you are a subscriber of a local telco A and you find that their service is up to your expectation. If telco A is also an advertiser at Involve Asia, you can promote telco A to your friends and family through social media such as Facebook, Instagram, Wechat, Whatapps and other social networks. You can also  promote telco A through your website or blog.

As a publisher, you will get to select from a list of hundreds of brands and products to promote and share to your friends, family and your followers. The sign up process is easy. Just fill in your application here. Once your application is approved by Involve Asia team, you can chose your favorite product or service and start sharing through social medias. For every successful sales made, Involve Asia will pay you a commission. You will get to track and monitor your performance report too.

Involve Asia has local office in Malaysia as below:

Unit 3A-7, Level 3A,
Menara MBMR,
No.1 Jalan Syed Putra,
58000 Kuala Lumpur

Tel: +(603) 2276 4233
Email: hello@involve.asia

With Involve Asia, you only need a small effort to make money online while promoting the brands you loved. It is a win win situation – you provide a solution by recommending a good products or service for others and in return you get some commission from it. Why not, right?

{ Add a Comment }

webe Mobile Unlimited Data @ RM79/month Review

Nowadays, I can’t live without Internet. I need to be ‘online’ most of the time. I need Internet to complete my work, to communicate with my friends and family, and I need Internet for leisure reading. Even my 1 year old baby also loves to watch youtube. So, unlimited data is important for me.
When webe first launched its unlimited data mobile postpaid plan, I am among the early users. Had been using it for more than a year now. So far I am happy with it. Webe mobile is even better now with free 10GB hotspot tethering at LTE coverage area. 
In term of speed of webe mobile, based on my own testing in Kuching (Sarawak), I managed to get between 6Mbps – 43Mbps for download and between 3Mbps – 11Mbps for upload. Personally, I am happy with these speeds. Again, the speed varies depends on the location and at best effort.
If you’re someone who need unlimited mobile data (be it for work purpose, or for watching Korean dramas), webe mobile will be the best solution for you. Register now at webe website before it’s too late. Not to worry because there’s no contract involved. So, subscriber are free to terminate or switch out to other telcos anytime.

{ Add a Comment }

PTPTN Repayment: How To Check PTPTN Pin Number or Nombor Pinjaman? – Part 2

Based on my post earlier on how to check PTPTN Pin Number or ‘Nombor Pinjaman’, there were quite a number of response and inquiries. Since the post was published more than 2 year ago, today I decided I should update a new post on how to check for PTPTN pin number.
So, I called up the PTPTN Careline @ ‘Pusat Khidmat Pelanggan’ today. The step-by-step on how to retrieve my PTPTN pin number as below:
1) Call PTPTN Careline @ ‘Pusat Khidmat Pelanggan’ at 03-2193 3000 (You will be greeted by auto attendant system);
2) Within a short while, I was connected to a PTPTN Careline officer;
3) I told her I would like retrieve my  PTPTN pin number or ‘Nombor Pinjaman’;
4) She asked for my NRIC;
5) She asked for my full name for verification;
6) Then, she gave me my 5 digits PTPTN pin number.
The whole process only took about 1 minute! Also, if you browse PTPTN Careline website,  you can also see a list of name and details (designation, mobile phone number and email address) of the PTPTN officers for PTPTN Careline section. Most importantly, the PTPTN careline is available daily (monday-sunday), 8am-10pm.  I am truly impressed! Great job to PTPTN team!
Photo credit: PTPTN

{ Add a Comment }

How To Cash Out Your AdSense Earnings in Malaysia using Western Union

I shared below how to cash out your AdSense earnings in Malaysia through Western Union:

1) Once you’ve reached the minimum earning threshold, which is currently USD100.00, you will received an email from Google Billing with the subject title ‘Google AdSense: We recently sent you a payment’;
2) Follow the instruction in the email to log in to your AdSense account. Select “Payments” from the drop down list. You will be able to see a ‘Payment Receipt’ from Google. Print out this payment receipt or write down the 2 most important parts which is the Money Transfer Control Number (MTCN) and the sender. In my case, the sender was Google Ireland, Ltd. But my advice is still better to print out the receipt and bring along with you when you go to the bank.
3) Go to the any banks in Malaysia with the yellow ‘Western Union’ symbol. In my case, I went to the bank nearest to my office, which is RHB Bank.
4) Tell the bank officer you need a form to receive money through Western Union. Fill in the important parts of the form such as Receive Money, MTCN number, your full name, your address, your occupation and the sender. The officer will require your NRIC as well, for verification purpose. No need to fill in the amount, as the officer will fill in for you based on the MTCN number. For my case, I need to wait for about 20 minutes for the officer to verify the details before he called my name name and handed me the cash in Malaysian Ringgit. 
Prior to receiving your first AdSense earning, make sure you update your payee profile, payment setting and billing contacts. For payee profile, remember to key in your name and address accordingly. For payment setting, the fastest and easiest way to receive the AdSense earning is through Western Union. So, log in to your AdSense account, then under ‘How you get paid’, select Western Union.  Make sure you change the payment method prior to your payment issued (in my case is USD100.00). Otherwise, Google Billing will not be in time to change the payment methods.

Hope the above helps!

{ Add a Comment }

How To Stay On Financial Track?

One of the hardest thing on financial management matter is to be able to stay on financial track all the time. To periodically check and monitor on investment portfolio, to diligently put aside money every now and then, and to always keep the financial management spirit high. These are not easy.
So, how do I ensure I stay on my financial track? Here are some of my methods:

1) Apply the power of technology
To monitor my investment, I signed up online account provided by investment firms. With this, I can log-in anytime to check the status of my investment. There are also other tools and apps to monitor investment but I still prefer to use my simple spreadsheets to monitor my investment.

2) Utilize Standing Instruction / Auto System Facilities
I admit it is hard for me to manually transfer a certain amount for my investment, on monthly basis. I know this is important but somehow, it is hard to be consistent. So, I signed Standing Instruction (SI) to transfer certain amount into my investment, on monthly basis. I love this automation. It is hassle free, time saving and most importantly, it consistently make the transfer on time.

3) Reading, reading and more reading
We are human. Our mood and judgement easily affected by our emotion. When I feel like I am lagging on financial matter, I will read on articles or book to keep my financial management spirit high.

4) Engaged with others with similar motive
I realised that it is also important to surround myself with the ‘likeminded’ people. I learned a lot from other bloggers. And most importantly, their success provided me a strong courage to continue with my own financial journey.

So, how do you motivate yourself to stay on financial track?

{ Add a Comment }

PTPTN Repayment: How To Check PTPTN Pin Number or ‘Nombor Pinjaman’?

I remember there was one time which I wanted to log in to check my online PTPTN account statement (Penyata Pendidikan Konventional) but I had forgotten my PTPTN Pin Number and the PTPTN letter with the log in pin was at another location. Since that incident, I saved my PTPTN Pin Number or ‘Nombor Pinjaman’ in my smartphone.

Anyway, other than referring to the letter from PTPTN which come with the pin number or ‘Nombor Pinjaman’ you also can check the pin number or ‘Nombor Pinjaman’ by calling PTPTN hotline, 03-2080 4455 03-21933000. This is the fastest and easiest way to get the PTPTN ‘Nombor Pinjaman’ for you to log in to PTPTN Epay website. Just follow the steps below, then you’ll be able to get your ‘Nombor Pinjaman’ in a minute:

1) Call to PTPTN hotline, 03-2080 4455 03-21933000

(You will be attended by auto attendant system)

2) Choose option 4 for Inquiries on ‘Nombor Pinjaman’;
3) Choose option 1 for Mycard holder;
4) Enter your 12 digits Mycard number followed by #. Example, 880512019989#;
5) Choose option 1 to get your ‘Nombor Pinjaman’;
6) Get ready your pen and paper because within a few seconds, the auto attendant will let read out your 5 digits ‘Nombor Pinjaman’.

Simple and I think it is available 24 hours because I called at 10pm and still able to get my ‘Nombor Pinjaman’. From my latest checking, operation hours is mon-fri, 8am-7pm and sat-sun, 8am-5pm, public holiday will be closed.


Hope the above helps!

photo credit: PTPTN Epay.

{ Add a Comment }

Useful Advice For Newbies At Work

In my working years, I learned a lot and I am still learning. Along the way, I  made mistakes. I learned from my mistakes and promised not to repeat the same mistake twice. I wish someone would have shared with  me or warned me earlier before I joined the work force.
As such, I came up with some useful advice for those newbies at work:
1) Know the Importance of ‘Black and White’
Always request for formal email and keep a printed copy of important information. Try to avoid receiving and executing important instruction verbally. Even if the other party prefer not to provide you the ‘black and white’ always practice to send him/her an email, detailing the conversation.
2) No Gossips
Do not join in gossips in office. It won’t bring you any advantage.
3) No Office Politics
Avoid office politics. Do not join any of the groups. Be neutral. Try to steer away if someone wish to drag you to join the office politics.
4) Know Well What is Categorized under ‘Private & Confidential Information
Some information such as salary package, commissions, bonus and increment are categorized under private and confidential. Do not show off your salary or bonus to your colleague as it might create conflicts between you and the colleague. These information is better kept to yourself only.
5) Mind Your Language
Use professional language in all of your dealings. If you think you are not up to the standard, learn to pick up from night classes, read books or learn online to enhance your language.
6) Learn to Write Proper and Professional Email
It is important to be able to put your words properly especially in corporate communications. Avoid harsh words. If you have doubts, search online for email etiquette.
7) Be Sensitive To Your Surroundings

There are situation where you can sense something even though no one talk about it. Take note of small gestures, facial expression, eye contacts and other body languages. Sometimes, it might be something good, and sometimes, it might be something negative. 

8) Respect Your Superior


I know many who complains about their superior. No matter what, you must respect your superior. He is there for a reason. 

9) Learn to Say No
Don’t be a ‘Yes Man’. Say No at the right time. Otherwise, others will take advantage of your kindness. Learn to draw the boundary as early as possible.
10) Never Trust Anyone 100%
Among all, this is the most important advice. Do not trust anyone 100%, leave some room for yourself. 
I hope my sharing above will benefits you.

photo credit: IMG_0104 via photopin (license)

{ Add a Comment }

How To Become A Smart Consumer?

In this GST era, it is important for all of us to learn to become a smart consumer to stretch our Ringgit further. Thus, I share below some of the steps we can learn to become a smart consumer:
1) Compare prices
I noticed that prices in some of the supermarket in Kuching are much more higher than the other supermarkets. Try to visit different supermarket when you do your next weekly grocery shopping, then you will see the differences.
2) Purchase based on ‘needs’ and not ‘wants’
Buy only what you need. Only if you have additional budget, occasionally go for what you want.
3) Know your right as a consumer
Ask for the official receipt. Look at small printings on products vouchers. Check the expiry date on items. Ask for details if you feel something is not right – be it the service, the price, the quality of the products.
4) Survey and gather information before making big purchases
Take time to survey whether online or walk in to stores to gather as much information as possible before making big purchases. It will be painful if later you realized that you had overpaid for what you bought or there’s a better package/deal somewhere else.
5) Support retails shop with good practices
This is super important. If all consumer practice this, we all will be surrounded by happy consumers. Try to avoid supporting those retails shops who are taking advantage over consumer by offering overpriced products or provide poor customer service.
6) Plan your purchases
There is no need to go grocery shopping 3 times a week. It is wasting our time, our money and our energy. Plan for a weekly grocery shopping instead.
7) Think for long term benefits
Always think for long term benefits especially for big purchase items.

8) Be careful of the word ‘SALE’I noticed that some departmental store in Kuching is always on ‘SALE’. From Jan through Dec, there is always sales – Clearance Sale, Mega Sale, Factory Sale, Crazy Sale. But, in actual only some items are with discounted price. And for some clothing, they increased the price prior to the sale period. For example, the actual price of a blouse is RM80, but during sale season, the price increased to RM100, with 20% discount. So, the price after discount is still RM80. In actual, there’s no discount at all.

As a consumer, we have our right to choose where and how to spend our money. We all  must learn to become smart consumers in other to create a place with better living quality. More smart consumer will also be  able to create better quality product with reasonable price and improved service quality.

{ Add a Comment }