Browsing: Online Banking

How To Apply Credit Card Online in Malaysia?

Credit card is now a crucial and important financial tool, which is among the ‘must have’ in our purse. I believe most of us have more than 1 credit cards. If you are looking for a new or additional credit cards, you can apply credit card online. Nowadays, it is now so much easier and convenient to apply for credit card online in Malaysia. Gone were those days where you need to walk in to the local bank premise, get a queue ticket number and wait patiently for your number to be called. Instead of wasting your precious time and resources, now you can apply credit cards online – anytime of the day and at your own convenient.

A quick check on Public Bank Online, Maybank Online and CIMB Online shows that, to apply for credit card online, you just need to fill in their credit card online application forms and attached with required document such as:

  1. NRIC (front and back);
  2. latest salary slip;
  3. latest form BE;
  4. EPF@KWSP statement

Different bank might have different additional requirement for supporting documents. So, just follow the instructions and requirement accordingly.

Usually it will take a few working days for processing of the credit cards. You can choose to collect the credit card from selected branch office or to have the credit card to be delivered to your premise. Once you received the credit card, you just need to follow the instruction to activate it, then you can start to use the credit cards.

For the best credit card deals,  feel free to check it out at Comparehero.my. With Comparehero.my you can easily browse through all the available credit cards in Malaysia, compare the charges and benefits and select the best credit card that suit to your financial needs. And with Comparehero.my, you not only can compare these credit cards, but you can also apply these credit cards online.

As a reminder, I would like to advise all credit card owner to be smart and use credit card as a financial tools and not to misuse the credit card facilities by spending your future money.

photo credit: wuestenigel Wallet with Cards On a White Background via photopin (license)

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How To Top Up Manulife PRS Investment Through Online Banking

To top-up my Manulife PRS Investment, I have a few options below:
1) Write a cheque to Manulife Asset Management Services Berhad;
2) Pay cash to my PRS advisor;
3) Through online banking or e-banking
Since I am a Maybank2u user, so it’s much more easier to top-up my Manulife PRS Investment through MBB online banking. You will be able to find the guidelines on online payment on Manulife Asset Management Services Bhd website.The steps are similar, just that for PRS investment, I need to select Manulife Asset Management Services Bhd (PRS Pension). Instead of key-in the investment account number, I need to key-in my full name (as per IC) and my New IC number. My advisor said that, the system will automatically top-up based on full name and New IC number. 
To be on the safe side, I also email the payment receipt to my advisor. A few days after my transfer done, I saw my investment been updated accordingly. 
If you are not a Maybank2u user, you still can make an online GIRO transfer to Manulife Asset Management Services Bhd Maybank account. You may request the Maybank account number from your advisor.
Hope the above helps.

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