Currently I have 2 credit cards but only 1 is active. The other card is for me to use in situation like ‘in case I need it’. Upon hearing the 2010 Budget Speech to impose a service charge of RM50 a year on each principal credit card and charge card; and RM25 a year on […]
RM50 Per Credit Card With Effective From Jan 2010? Read More »
I am feeling relief today. I terminated another 2 credit cards by Bank R. Actually, I called to the customer service centre last Saturday to terminate my cards. The friendly and helpful customer service advised me to write a termination letter and fax to their customer service centre. She also advise me to cut-through my cards, photostat
I Terminated Another Two Credit Cards Read More »
Today I am feeling good as I terminated 4 of my credit cards. Three of them, I never used them before. One of them, I terminated it because I hate to see the administrative charges of RM6 when I use the card for less than RM50/month. Furthermore, I didn’t see the cash rebate incentive for
I Destroyed Four of my Credit Cards Read More »
For this post, I will be sharing the danger of credit cards. Credit Card. It’s convenient, simple and easy to use. It’s not heavy and you can bring it along wherever you go. For those who can control their finance and know well to manage their spending, a credit card is plastic cash which brings
The Danger of Credit Cards! Read More »
The credit card has changed for the past few years. I remember, in my younger years, the credit card is something exclusive for those rich and famous. To apply for a credit card, you must have a minimum annual income of RM18000, which meant that a salary of at least RM1500 per month. Not everyone
Credit Card – Your Friend or Enemy? Read More »
