I always believe budgeting plays an important role in managing my money. Imagine you earn RM10,000. And you spend RM11,000. Because you don’t do budgeting, so you overspend.
Reading from The Star Online earlier this week on whether RM2,500 will suffice for fresh graduates, I think it is interesting to see the sample of a fresh graduate budget. Perhaps this will also be able to provide a guideline for the employer when they set the salary for fresh graduates in Kuching. Will RM2,500 salary […]
Will RM2,500 Suffice for Fresh Graduates in Kuching? Read More »
Would you agree when I said that it is not how much you make but how much you save matter? Why it is not how much you make but how much you save matter For example, you can have a monthly income of RM10,000. But, if you spend all your income of RM10,000, you have
It Is Not How Much You Make but How Much You Save Matter Read More »
I came across this wonderful article on The Star Online published last Saturday – ‘Creating a financial future through wise financial management today’. Personally, I think this is a great article on financial education. Though just in 9 paragraphs, almost all the important points about money management are mentioned: differentiating needs and wants setting financial responsibility
Financial Responsibility and Money Managers Read More »
Currently, I have the followings in my red purse: 1) My IC 2) My driving licence 3) 1 ATM card 4) 2 credit cards 5) 4 pieces of RM10 note 6) 1 piece of RM5 note 7) 3 pieces of RM1 note 8) A few coins 9) My ING Insurance medical card 10) My Popular
What Do You Have In Your Wallet Or Purse? Read More »
Do you have a spending urge habit and do you want to control this bad habit? In this post, I am going to share about my spending urge habit and how I control this habit. My spending urge habit I noticed that I had this urge to splurge when I made a huge purchase for
How I Control my Spending Urge Habit? Read More »
