I always believe budgeting plays an important role in managing my money. Imagine you earn RM10,000. And you spend RM11,000. Because you don’t do budgeting, so you overspend.
This post is about the 2018 end-of-year financial checklist. It is now almost the end of 2018. Coupled with the school holiday, many of us will be taking a long break from work to spend time with loved ones. Or perhaps just to be away from work to rejuvenate before the start of the new […]
2018 End-of-Year Financial Checklist Read More »
Undeniably, there are important life decisions that could affect you financially. In fact, most life decisions will affect us financially in one way or another. Thus, for this blog post, I would like to share my view on important life decisions that could affect you financially. Of the many life decisions, I only picked the
Important Life Decisions that Could Affect you Financially Read More »
Do you find that it is rather hard for you to stick to your budget? The budget that you set for yourself should be realistic. It’s not something you can do overnight, it’s a process you have to get used to on a regular. Your budget should not feel as if you are keeping money
4 Ways How to Stick to Your Budget Read More »
Reading the article on The Edge Markets last week, I was quite surprised that the majority of Malaysians with zero savings. The savings mentioned in the article exclude forced savings such as EPF. Because according to the researchers, the household does not have access to forced savings during emergencies. Read more: Can we rely on
Majority of Malaysians with Zero Savings? Read More »
For some of us, money management seems like scary, complex and complicated stuff. Thus, we avoid it until one day, something serious happened and we have no way but were forced to face it. Well, don’t wait till your money matter become that bad. Money management only requires some simple arithmetic skills and most importantly
Money Management Made Simple Read More »
