In this post, I am going to share 5 good reasons why you must pay yourself first. This is followed by 4 practical ways to pay yourself first. To start with, at the end of the month, most of us, the monthly wage earners are waiting for our salary from our employers. Some receive their […]
Why Pay Yourself First and How to Start? Read More »
In 2008 the Malaysian government introduced the cash rebate fuel subsidy for private vehicle owners to subsidize the high oil price. I have got my rebate in June 2008 and it is cash RM625.00. Below, I share the simple procedure on how you can claim your car cash rebate subsidy. How to claim for Malaysian
Malaysian Car Cash Rebate Fuel Subsidy Read More »
This post is on different styles of money management in marriage. Personally, I believe managing finances in a marriage is very much like running a business. Just that, it is a life-long business with two main business partners, the husband and the wife. From my readings and observations, there are 4 main different styles of
Money Management in Marriage: Who is The CFO? Read More »
In this post, I will show a simple calculation on One-Lump-Sum vs Dollar-Cost-Averaging investment. The parameter is as below: Total cash available for investment is RM6,000 The initial price is RM0.25 per unit The assumption that the sales charge for this particular fund is 5.5% The investment period is 6 months No withdrawal or dividend
One-Lump-Sum vs Dollar-Cost-Averaging Investment Read More »
For this post, I will be sharing my thought on smart nit trust investment through the dollar-cost-averaging method. Advantages of unit trust investment through Dollar-Cost-Averaging method Dollar-Cost-Averaging or Ringgit-Cost-Averaging is an investment method whereby investor invests a fixed amount of money on a regular basis rather than invest a whole lump sum of money at
Smart Unit Trust Investment Through Dollar-Cost-Averaging Read More »
