Christmas is in the air. I smell Christmas everywhere – Christmas songs at the shopping malls, Christmas wreath on my neighbour’s office door and Christmas promotion sales on the local newspaper. I am not sure with you, but for me, I have a strong urge to spend a lot during holiday seasons, especially Christmas and […]
4 Tips to Spend Less on Christmas Holiday Read More »
Are you in your EPF dilemma on the reduced EPF contribution rate? Whether or not to opt-out and maintain your EPF contributions at 11%? And to fill up the Form KWSP 17A(AHL) KHAS. Or to just follow the new EPF regulation to reduce employee contributions from 11% to 7% for 9 months (April 2020 until
Reduced EPF Contribution Rate: The Pros and Cons Read More »
This post is a collection of historical EPF dividend rates from the year 1983 until 2022. Historical EPF dividend rates from 1983 until 2022 The chart below shows the historical EPF dividend rates from the year 1983 until the year 2022. Year Dividend Rates (%)(Konvensional) Dividend Rates (%)(Shariah) 1983-1987 8.50 – 1988-1994 8.00 – 1995
Historical EPF Dividend Rates (1983 to 2022) Read More »
Have you heard of Maybank eFixed Deposit placement or eFD? I first came across Maybank eFixed Deposit when I was performing an online transaction at Maybank online banking in November 2008. Actually, Maybank eFixed Deposit is an online fixed deposit placement with no certificate issued. This is something convenient for me as I do not
Maybank eFixed Deposit Placement Made Easy Read More »
Yesterday, I asked a dealer whether she received the payment which we had banked-in to her bank account earlier this month. She said should be ok. She adds, it’s troublesome for her to call the bank officer to check the transaction for her. Then, I asked her whether she has online banking facilities. Her answer
Online Banking @ E-Banking – What’s Your View? Read More »
