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Holiday Spending List – Christmas 2008 Part II – Affordable, Meaningful and Healthy Gift Ideas

Among my early childhood memories of Christmas is Santa Claus with his huge red big bag filled with all wonderful Christmas gift. Another memory is beautiful Christmas stockings filled with Christmas gift and candy sticks hung over the fireplace. Yes, Christmas is the time filled with joy and gift exchange between friends and family members. […]

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My Public Dividend Select Fund Review (with performance chart)

This post is a review of my first unit trust investment, Public Dividend Select Fund from Public Mutual. And this is not a sponsored or paid post. My sharing of this post is purely from my own experience. How I started my unit trust investment It was the end of April 2005. A close friend

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Historical EPF Dividend Rates (1983 to 2025)

This post is a collection of historical EPF dividend rates from the year 1983 to 2025. Historical EPF dividend rates from 1983 until 2025 The chart below shows the historical EPF dividend rates from 1983 to 2025. Year Dividend Rates (%)(Konvensional) Dividend Rates (%)(Shariah) 1983-1987 8.50 – 1988-1994 8.00 – 1995 7.50 – 1996 7.70

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Maybank eFixed Deposit Placement Made Easy

Have you heard of Maybank eFixed Deposit placement or eFD? I first came across Maybank eFixed Deposit when I was performing an online transaction at Maybank online banking in November 2008. Actually, Maybank eFixed Deposit is an online fixed deposit placement with no certificate issued. This is something convenient for me as I do not

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