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Retirement Planning

I believe retirement planning is an important part of everyone’s personal finance.

Other than growing my money through various types of investment vehicles in Malaysia, I also actively building my nest egg through the Employee Provident Fund (EPF or KWSP) and Private Retirement Scheme (PRS).

You may find more write-ups on each EPF and PRS subcategory.

Secure Bigger EPF Savings with 6 Simple but Effective Ways

Do you want to secure bigger EPF savings for a more comfortable retirement? Read on my 6 simple but effective ways how you can have bigger EPF savings. 6 simple but effective ways to secure bigger EPF savings Without further ado, let’s go through my 6 simple but effective ways to secure bigger EPF savings: […]

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EPF Self Contribution 2024: All You Need to Know

This post is about EPF Self Contribution. Most of us are aware of EPF (Employees’ Provident Fund) or KWSP (Kumpulan Wang Simpanan Pekerja). Because employers and employees in Malaysia must contribute a portion of their monthly salary to EPF savings as a retirement fund. As for the Self Contribution or KWSP Caruman Sendiri, I believe

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How to Pay EPF i-Saraan Online Using Public Bank?

Do you know that you can pay EPF i-Saraan online using Public Bank online? For those who are unfamiliar with i-Saraan scheme, it is an effort by the government for the self-employed to contribute to EPF voluntarily. Apart from i-Saraan, EPF members may also contribute voluntarily through EPF Self Contribution and other EPF voluntary schemes.

How to Pay EPF i-Saraan Online Using Public Bank? Read More »

i-saraan page on EPF website.

i-Saraan EPF KWSP 2024: All You Need To Know

This post is on EPF i-Saraan aka KWSP i-Saraan (previously known as the 1Malaysia Retirement Savings Scheme (SP1M)). I first wrote this post back in 2018 after my husband and I registered for i-Saraan in 2018 and 2019 respectively. I thought it would be a good idea to share our experience on the i-Saraan scheme

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