In this post, I will be sharing how to start an emergency fund. This is related to my previous post, where I wrote about how much do you need for your emergency fund. How to start an emergency fund? So, let us start on how to start an emergency fund. Firstly, calculate the actual amount […]
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In this post, I will share my view on how much emergency funds do you need. What is an emergency fund? Before we go further, do you have an emergency fund? If you are not sure what is an emergency fund, it is money put aside to cater for unexpected events in life. Among the
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Do you know what’s the most powerful force in the Universe? Is it a volcano eruption? Tsunami waves? Or nuclear energy? According to Albert Einstein, the most powerful force in the Universe is compound interest. What is compound interest? Compound interest is the situation where interest is added to the principal so that interest can
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From January 2008 to December 2009 and March 2016 to December 2017, the EPF contribution rate reduced to 8% from 11%. As for the employer contribution, there are no changes. During those periods, the employee who wishes to maintain their EPF contribution rate at the current 11% can opt to fill in a special form,
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For this post, I will be sharing the advantages and disadvantages of online banking. Advantages and disadvantages of online banking When I first learned about Online Banking or E-Banking in the year 2000, I totally cannot accept the idea of putting my bank details over the internet. I doubt the security level and am so
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