EPF (KWSP) is an important part of my retirement planning. I started contributing to EPF from my first paycheck. Knowing the importance of proper retirement planning in my personal finance, I am glad that I can still continue making EPF contributions even when I switched to self-employed in 2018.
I share my experience on how I save in EPF, hoping that it will help you to make a more informed financial decision on retirement planning.
Here are some of my tops articles on EPF:
Have you received your latest EPF statement of account? I remember a few years back, I received my EPF statement by the middle or end of March. But, since 2008 I no longer receive the annual statement of account. I am sure as an EPF account holder, you wish to know the amount of saving […]
How to Get Your Latest EPF Account Statement? Read More »
Do you wish to know how to make EPF nomination? If yes, read on. Because I am going to share how I did my EPF nomination. I will also share the reasons why you should make your nomination and other important things you should be aware of. How to make an EPF nomination? If you
How to Make EPF Nomination (and why you should)? Read More »
Are you in your EPF dilemma on the reduced EPF contribution rate? Whether or not to opt-out and maintain your EPF contributions at 11%? And to fill up the Form KWSP 17A(AHL) KHAS. Or to just follow the new EPF regulation to reduce employee contributions from 11% to 7% for 9 months (April 2020 until
Reduced EPF Contribution Rate: The Pros and Cons Read More »
This post is a collection of historical EPF dividend rates from the year 1983 until 2022. Historical EPF dividend rates from 1983 until 2022 The chart below shows the historical EPF dividend rates from the year 1983 until the year 2022. Year Dividend Rates (%)(Konvensional) Dividend Rates (%)(Shariah) 1983-1987 8.50 – 1988-1994 8.00 – 1995
Historical EPF Dividend Rates (1983 to 2022) Read More »
From January 2008 to December 2009 and March 2016 to December 2017, the EPF contribution rate reduced to 8% from 11%. As for the employer contribution, there are no changes. During those periods, the employee who wishes to maintain their EPF contribution rate at the current 11% can opt to fill in a special form,
EPF Contribution Rate Reduced to 8% Read More »
