EPF (KWSP) is an important part of my retirement planning. I started contributing to EPF from my first paycheck. Knowing the importance of proper retirement planning in my personal finance, I am glad that I can still continue making EPF contributions even when I switched to self-employed in 2018.
I share my experience on how I save in EPF, hoping that it will help you to make a more informed financial decision on retirement planning.
Here are some of my tops articles on EPF:
In Oct 2015, I was reading the article Having enough for retirement on The Star Online. It is worrying that most EPF contributors on the verge of retirement do not have enough savings for their golden years. This is also a sad situation that 68% of this group has less than RM50,000 EPF savings. With some […]
Having Enough for Retirement Read More »
In August 2015, the hot topics for many Malaysian are on the ‘Enhancement Initiatives of EPF Scheme’. Among the initiatives is to raise the EPF full withdrawal to 60 from the current 55 years old. Personally, I want EPF full withdrawal age to stay at 55, instead of 60 years old. Do you want EPF full
EPF Full Withdrawal Age Stays at 55 Read More »
For this post, I am going to share my thought on retirement guidelines. Retirement guidelines I believe we all roughly know the do’s and don’ts when preparing for our retirement. It is just that along the way, we still need someone to remind us. It’s the same with me. There are times when I am
5 Important Retirement Guidelines Read More »
Can we rely on EPF savings to fund our retirement years? Read on my views below. Can we rely on EPF savings to fund for our retirement years? According to my reading from The Star Online, it is impossible to do so. The news, mentioned that 68% of active EPF contributors at age 54 have
Can We Rely on EPF Savings to Fund for Our Retirement? Read More »
Do you wish to check your EPF or KWSP number? In this post, I’ll share 7 ways you can check your EPF number (or KWSP number) in Malaysia including using IC online. I’ll also share how EPF members residing overseas can check their EPF numbers. You’ll also find common questions related to EPF numbers and
How to Check EPF Number in Malaysia? (with IC, online and more in 2025) Read More »
